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Some offer miles for airlines, while others give you points on hotels. Credit cards allow for a greater degree of financial flexibility than debit cards, and can be a useful tool to build your credit history. The main challenge many people with bad credit face when applying for a credit card is having a limited number of good options. A secured credit card is just like a regular credit card, but it requires a cash security deposit, which acts as collateral for the credit limit. Getting a credit card is a fairly straightforward process that requires you to submit an application for a card and receive an approval or denial.

When looking for a credit card for travel, it's important to determine which benefits are right for you.

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